(Apress) This book provides individual investors with tools to build a portfolio that protects their wealth and helps it grow for the long term, without encouraging them to chase trends, take on unneeded risks, or spend unnecessary fees. It shows how an individual can replicate the very same diversification and risk-control strategies that large funds employ to achieve long-term gains. Schlachter is managing director of Wilshire Associates and has been featured in The Wall Street Journal, The Financial Times, USA Today, The Washington Post, and Bloomberg.