Tom returned to Belmont and began his life’s work with his father and three brothers to grow their successful family business, the W.T. Phelan Insurance Agency. Along with his brothers, Tom also invested in commercial and residential real estate.
The Ramseys spent holidays and summers in Kennebunkport, Maine. A few years after graduation, Tom met Elizabeth Ann Randall, a teacher and University of Maine graduate. Tom and Beth married in 1981 and raised four children, Margaret, John, Alice, and Ellen. Tom was devoted to his family above all else.
At age 58, Tom was diagnosed with early-onset Alzheimer’s. Two and a half years ago, he transferred to the Newton-Wellesley Center for Alzheimer’s Care in Wellesley, Mass. He died there April 7, 2020, with the immediate cause of death suspected to have been COVID-19.