Credit Where It’s Due: Rethinking Financial Citizenship

Responding to the problem of 45 million adults living in the U.S. without a credit score, Credit Where It’s Due (Russell Sage) explores new methods of evaluating credit worthiness. The authors demonstrate how these practices can help individuals with credit invisibility and encourage a new understanding of financial citizenship.

Paw in print

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The February 2026 cover of PAW, featuring a photo of Joseph Nye.
The Latest Issue

February 2026

Lives Lived & Lost in 2025, Saying ’yes’ to more housing; AI startup stars